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3 May 2022
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Podcast: Real Estate As An Investment

Alex Leduc, CEO of Perch, recently sat down with Pat Bolland from The Just Word Podcast to talk about how to build wealth with real estate. 

  • Category : Company News

Perch Team

11 Apr 2022
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Expectation vs reality: Why the 2022 federal budget for housing does nothing for Canadians

Alex Leduc, CEO of Perch, shares his take on housing support from the federal budget.

  • Category : Company News

Perch Team

25 Mar 2022
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Setting your design team up for success at an early stage startup

Aysha Samrin, Lead Product Designer at Perch, on how to set your design team up for success at an early stage startup.

  • Category : Company News

Perch Team

2 Mar 2022
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What are the impacts of a Bank of Canada rate increase?

Jessica Sarracini, Senior Mortgage Advisor at Perch, breaks down the impacts of the March 2nd, 2022 Bank of Canada rate increase for home buyers and homeowners.

  • Category : Company News

Perch Team

7 Feb 2022
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What you should know as a designer at an early stage startup

Aysha Samrin, Lead Product Designer at Perch, with her experience as a designer at an early stage startup.

  • Category : Company News

Perch Team

7 Feb 2022
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Perch releases innovative online tool that provides users with real-time mortgage rate quotes

Perch announces new ‘Pathfinder’ tool that allows Canadians to instantly shop and compare mortgage offers from 20+ lenders, empowering users to find the best mortgage deals online.

  • Category : Company News

Perch Team

24 Jan 2022
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Perch joins the Canadian Lenders Association

New membership news! Perch joins the Canadian Lenders Association as a Mortgage Roundtable member.

  • Category : Company News

Perch Team

23 Dec 2021
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Podcast: Mortgage’s Future Is Analytical, But Still Human

Alex Leduc, CEO of Perch, recently sat down with Hunter Young from The Financial Experience Podcast to talk about housing affordability, building wealth through homeownership and the importance of the human element in real estate.

  • Category : Company News

Perch Team

19 Nov 2021
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Podcast: Alex Leduc bets on tech during the pandemic

Alex Leduc, CEO of Perch, recently sat down with Darrell Keezer from CandyCast to talk about what it’s like to grow a company, while facing the business impacts of the COVID-19 pandemic.

  • Category : Company News

Perch Team

8 Oct 2021
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Perch raises $1 million to fuel mortgage data platform

Launched in 2018, Perch’s mission is to “help Canadians build wealth and make more informed decisions through its analytics platform.”

  • Category : Company News

BetaKit

7 Oct 2021
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Perch closes $1M Seed Round and joins 2022 REACH Canada accelerator program

Perch announces the close of a $1 million seed funding round and its acceptance to the 2022 REACH Canada growth accelerator.

  • Category : Company News

Perch Team

7 Oct 2021
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Second Century Ventures selects 10 tech companies for 2022 REACH Canada Program

Second Century Ventures, the strategic investment arm of the National Association of Realtors®, announces Perch as 1 of 10 companies selected for its 2022 REACH Canada program.

  • Category : Company News

Perch Team

15 Sep 2021
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Product Market Fit with Perch Founder Alex Leduc

Alex Leduc joins FoundersBeta for Talent Match Up night to recap his key startup learnings.

  • Category : Company News

Eric Rafat

24 Aug 2021
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APOLLO Insurance partners with Perch to offer their customers access to immediate digital insurance

New partnership announcement! We're teaming up with APOLLO Insurance, Canada’s leading online insurance provider.

  • Category : Company News

Perch Team

7 Jul 2021
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Meet Perch (formerly known as Mortgauge)

You may have noticed things look a little different around here. That’s right - we’ve decided to rebrand. Say hello to Perch!

  • Category : Company news

Perch Team

26 May 2021
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Impact Of The New OSFI Stress Test Rate

In response to the housing market rally, OSFI has now proposed a new stress test rate of 5.25% to further reduce what people can qualify for.

  • Category : Buying a home

Perch Team

8 Apr 2021
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Keep What You Love Safe and Sound With Onlia

We sat down with our friends at Onlia to discuss what you need to know about home and car insurance.

  • Category : Buying a home

Perch Team

26 Mar 2021
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Home Insurance vs. Mortgage Insurance

Read the article we wrote for Onlia about the difference between home insurance and mortgage insurance. 

  • Category : Buying a home

Onlia

11 Feb 2021
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Moving Made Easy With The BIG Guys Moving Corporation

We sat down with The BIG Guys Moving Corporation to learn about how hiring professional movers can take the stress out of moving day.

  • Category : Buying a home

Perch Team

12 Jan 2021
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What You Need to Know About Mortgage Prepayment Terms and Penalties

When comparing options it's important to understand the prepayment terms and penalties that will apply if you choose to break your mortgage early.

  • Category : Buying a home

Perch Team

10 Dec 2020
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Mortgage Tips for New Homeowners

We sat down with HomeStars to share some insights about options new homeowners have when it comes to their mortgage. 

  • Category : Buying a home

Jessica Greaves

9 Dec 2020
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How We Help You Hack the Housing Market

Are you thinking of buying your first home? We've created a powerful tool called the Mortgauge Home Buying Plan that helps you qualify faster.

  • Category : Buying a home

Perch Team

8 Dec 2020
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How to Leverage Your Mortgage for Home Renovations

We connected with HomeStars to discuss what options are available to homeowners when leveraging their mortgage for home renovations.

  • Category : Buying a home

Jessica Greaves

1 Dec 2020
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Refinance Your Mortgage To Pay For Renovations

The HomeStars Home Reno Report shows that 80% of homeowners are planning on renovating their homes. We explore the option of refinancing to pay for renovations in this article.

  • Category : Buying a home

Perch Team

26 Nov 2020
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CEO of Mortgauge Alex Leduc Joins The Technical Advisory Committee for Mortgage Brokering

The Technical Advisory Committee for Mortgage Brokering was created to provide FSRA (Financial Services Regulatory Authority Ontario) with advice on enhancing its policy and supervisory approaches for the sector.

  • Category : Buying a home

FSRA

5 Nov 2020
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The Difference Between an Open vs Closed Mortgage

Open vs closed mortgages -- what’s the difference? We explore mortgage types in this article and break down what it means to you as a borrower.

  • Category : Buying a home

Perch Team

5 Oct 2020
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The Impact of Debt On Your Purchasing Power

This article explores how properly optimizing your debt levels can make a substantial difference in your purchasing power. 

  • Category : Buying a home

Perch Team

28 Sep 2020
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Why Some Canadians Have Only 5-7 Months Before Their Home Buying Window Closes

Hourly wage earners, the self-employed, anyone whose income depends heavily on bonuses or commissions – could see their buying power plummet – until 2023.

  • Category : Buying a home

Clayton Jarvis

14 Sep 2020
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How Lower Income During COVID Could Delay Your Home Purchase Up to 3 Years

Lost income in 2020 will hurt how much mortgage Canadians qualify for. For many, this COVID Shortfall means potentially putting off a home purchase.

  • Category : Buying a home

Perch Team

24 Aug 2020
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What Canadians Should Know About The Mortgage Deferral Cliff

There's a lot of buzz and speculation over what's going to happen for Canadians as the end of the initial mortgage deferral cliff approaches.
  • Category : Buying a home

Perch Team

12 Aug 2020
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Online Mortgage Firm Moves Market

Born out of a desire to "entirely disrupt" the real estate market, an online-only Canadian mortgage assistance firm is making particularly great strides amid COVID-19.
  • Category : Buying a home

Temur Durrani

5 Aug 2020
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Mortgauge Launches All-In-One Mortgage Platform To Solve the Complicated Mortgage Process for Canadians

Mortgauge is an online platform that simplifies the process of getting a mortgage for Canadians. It was created to act as an intuitive guide to homeownership. 
  • Category : Buying a home

Newswire

5 Jul 2020
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What You Need to Know About Breaking Your Mortgage Early

Are you thinking of breaking your mortgage early? Read this article to find out what you need to know beforehand.
  • Category : Buying a home

Perch Team

2 Jun 2020
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How Bonus Income and Changing Jobs Can Impact Your Buying Power

If you switch jobs, will it affect how much mortgage you can get? We explore how small decisions impact your buying power in this article.
  • Category : Buying a home

Perch Team

1 May 2020
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Does a Co-applicant or Guarantor Affect How Much House I Can Afford?

Thinking about buying a home with someone else or don't qualify alone for what you want? This article outlines what you need to know about co-applicants and guarantors.

  • Category : Buying a home

Perch Team

22 Apr 2020
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Should You Refinance Your Mortgage?

In this article we explore what it means to refinance your mortgage, and the reasons why you should consider this option.

  • Category : Buying a home

Perch Team

3 Mar 2020
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The Difference Between a Mortgage Switch and Mortgage Renewal

Is there a difference between a mortgage switch and mortgage renewal? We break down and explore the differences in this article.

  • Category : Buying a home

Perch Team

10 Feb 2020
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What Credit Score Do You Need to Get a Mortgage?

How much mortgage you can afford is based on your income, your downpayment and your credit score.

  • Category : Buying a home

Perch Team

5 Dec 2019
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If I'm Not Salaried, How Much Mortgage Can I Get?

How much mortgage can you get if you're self-employed? We explore how much income you need and what the requirements are to own a home in Canada.

  • Category : Buying a home

Perch Team

27 Nov 2019
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Do You Want a Lower Mortgage Rate or Cashback?

Mortgage brokers or lenders give cashback as an incentive to do business with you instead of offering their clients a lower rate. Which option is best?

  • Category : Buying a home

Perch Team

8 Nov 2019
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What is the True Cost of Mortgage Default Insurance?

The true cost of Mortgage Default Insurance is not well understood. In this article we want to help future buyers understand the terms of MDI before signing up for it.

  • Category : Buying a home

Perch Team

4 Nov 2019
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Is Prepaying Your Mortgage Always a Good Thing?

We explore the pros and cons of prepaying your mortgage in this article.

  • Category : Buying a home

Perch Team

24 Oct 2019
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A Summary of Canada's Housing Market Outlook

What you need to know about the RPS and Moody's Analytics report on Canada's Housing Market Outlook in 2019.

  • Category : Buying a home

Perch Team

22 Oct 2019
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Canadian Federal Elections Are Done. What Comes Next for First-time Home Buyers?

Now that the Canadian Federal Election is over, here's how we think a coalition government will affect first time homebuyers.

  • Category : Buying a home

Perch Team

10 Oct 2019
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How Federal Party Housing Policy Will Affect First-time Home Buyers

Analysis on how the federal party's housing policies for the 2019 election will affect first-time home buyers.

  • Category : Buying a home

Perch Team

3 Oct 2019
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Entrepreneur creates calculator to help homebuyers considering the First-Time Home Buyer Incentive

Mortgauge founder Alex Leduc is interviewed by the Toronto Star about the FTHBI

  • Category : Buying a home

Tess Kalinowski

30 Aug 2019
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Should You Apply For The First-Time Home Buyer Incentive?

We lay out the pros and cons of the new First-Time Home Buyer Program and enable you to use our free calculator to determine if the program makes sense for you.

  • Category : Buying a home

Perch Team

16 Aug 2019
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If I'm Not Salaried, How Much Mortgage Can I Get?

Your qualifying income determines how much mortgage you can get. Find out how the lenders calculate it and prepare for your next mortgage application.

  • Category : Buying a home

Perch Team

17 Jul 2019
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Buying A House Now If You Only Have 5% Down Payment Could Make You $1,000,000 Richer

We analyze how a couple putting down 5% instead of waiting until they have 20% is able to buy a home 8 years earlier and create almost $1,000,000 in extra wealth

  • Category : Buying a home

Perch Team

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