Make better real estate decisions

Alex Leduc, CEO of Perch, recently sat down with Pat Bolland from The Just Word Podcast to talk about how to build wealth with real estate. 

Alex Leduc, CEO of Perch, shares his take on housing support from the federal budget.

Aysha Samrin, Lead Product Designer at Perch, on how to set your design team up for success at an early stage startup.

Jessica Sarracini, Senior Mortgage Advisor at Perch, breaks down the impacts of the March 2nd, 2022 Bank of Canada rate increase for home buyers and homeowners.

Aysha Samrin, Lead Product Designer at Perch, with her experience as a designer at an early stage startup.

Perch announces new ‘Pathfinder’ tool that allows Canadians to instantly shop and compare mortgage offers from 20+ lenders, empowering users to find the best mortgage deals online.

New membership news! Perch joins the Canadian Lenders Association as a Mortgage Roundtable member.

Alex Leduc, CEO of Perch, recently sat down with Hunter Young from The Financial Experience Podcast to talk about housing affordability, building wealth through homeownership and the importance of the human element in real estate.

Alex Leduc, CEO of Perch, recently sat down with Darrell Keezer from CandyCast to talk about what it’s like to grow a company, while facing the business impacts of the COVID-19 pandemic.

Launched in 2018, Perch’s mission is to “help Canadians build wealth and make more informed decisions through its analytics platform.”

Perch announces the close of a $1 million seed funding round and its acceptance to the 2022 REACH Canada growth accelerator.

Second Century Ventures, the strategic investment arm of the National Association of Realtors®, announces Perch as 1 of 10 companies selected for its 2022 REACH Canada program.

Alex Leduc joins FoundersBeta for Talent Match Up night to recap his key startup learnings.

New partnership announcement! We're teaming up with APOLLO Insurance, Canada’s leading online insurance provider.

You may have noticed things look a little different around here. That’s right - we’ve decided to rebrand. Say hello to Perch!

In response to the housing market rally, OSFI has now proposed a new stress test rate of 5.25% to further reduce what people can qualify for.

We sat down with our friends at Onlia to discuss what you need to know about home and car insurance.

Read the article we wrote for Onlia about the difference between home insurance and mortgage insurance. 

We sat down with The BIG Guys Moving Corporation to learn about how hiring professional movers can take the stress out of moving day.

When comparing options it's important to understand the prepayment terms and penalties that will apply if you choose to break your mortgage early.

We sat down with HomeStars to share some insights about options new homeowners have when it comes to their mortgage. 

Are you thinking of buying your first home? We've created a powerful tool called the Mortgauge Home Buying Plan that helps you qualify faster.

We connected with HomeStars to discuss what options are available to homeowners when leveraging their mortgage for home renovations.

The HomeStars Home Reno Report shows that 80% of homeowners are planning on renovating their homes. We explore the option of refinancing to pay for renovations in this article.

The Technical Advisory Committee for Mortgage Brokering was created to provide FSRA (Financial Services Regulatory Authority Ontario) with advice on enhancing its policy and supervisory approaches for the sector.

Open vs closed mortgages -- what’s the difference? We explore mortgage types in this article and break down what it means to you as a borrower.

This article explores how properly optimizing your debt levels can make a substantial difference in your purchasing power. 

Hourly wage earners, the self-employed, anyone whose income depends heavily on bonuses or commissions – could see their buying power plummet – until 2023.

Lost income in 2020 will hurt how much mortgage Canadians qualify for. For many, this COVID Shortfall means potentially putting off a home purchase.

There's a lot of buzz and speculation over what's going to happen for Canadians as the end of the initial mortgage deferral cliff approaches.

Born out of a desire to "entirely disrupt" the real estate market, an online-only Canadian mortgage assistance firm is making particularly great strides amid COVID-19.

Mortgauge is an online platform that simplifies the process of getting a mortgage for Canadians. It was created to act as an intuitive guide to homeownership. 

Are you thinking of breaking your mortgage early? Read this article to find out what you need to know beforehand.

If you switch jobs, will it affect how much mortgage you can get? We explore how small decisions impact your buying power in this article.

Thinking about buying a home with someone else or don't qualify alone for what you want? This article outlines what you need to know about co-applicants and guarantors.

In this article we explore what it means to refinance your mortgage, and the reasons why you should consider this option.

Is there a difference between a mortgage switch and mortgage renewal? We break down and explore the differences in this article.

How much mortgage you can afford is based on your income, your downpayment and your credit score.

How much mortgage can you get if you're self-employed? We explore how much income you need and what the requirements are to own a home in Canada.

Mortgage brokers or lenders give cashback as an incentive to do business with you instead of offering their clients a lower rate. Which option is best?

The true cost of Mortgage Default Insurance is not well understood. In this article we want to help future buyers understand the terms of MDI before signing up for it.

We explore the pros and cons of prepaying your mortgage in this article.

What you need to know about the RPS and Moody's Analytics report on Canada's Housing Market Outlook in 2019.

Now that the Canadian Federal Election is over, here's how we think a coalition government will affect first time homebuyers.

Analysis on how the federal party's housing policies for the 2019 election will affect first-time home buyers.

Mortgauge founder Alex Leduc is interviewed by the Toronto Star about the FTHBI

We lay out the pros and cons of the new First-Time Home Buyer Program and enable you to use our free calculator to determine if the program makes sense for you.

Your qualifying income determines how much mortgage you can get. Find out how the lenders calculate it and prepare for your next mortgage application.

We analyze how a couple putting down 5% instead of waiting until they have 20% is able to buy a home 8 years earlier and create almost $1,000,000 in extra wealth